Guthrie FCU offers a variety of share savings products and services:
Prime Share Account - Share accounts that earn dividends if the average daily balance is $100.00 or more. Members must maintain a minimum balance of $10.00 in the account to be in good standing and avoid service fees. Dividends are paid quarterly to the account.
Youth Share Account - Share accounts for children ages 17 and under that earn dividends if the average daily balance is more than $10.00 or more. Members must maintain a minimum balance of $10.00 in the account to be in good standing and avoid service fees. Dividends are paid quarterly to the account. Other advantages include:
Money Market Accounts - Share accounts that earn dividends if the average daily balance is $100 or more. Dividends are paid quarterly to the account. Account holders may make 3 free withdrawals per month; additional withdrawals are subject to fees.
Please request a Truth in Savings Disclosure from any Guthrie FCU employee for more information on share accounts limitations, rates, and fees.
Your savings is federally insured up to $250,000 and is backed by the full faith and credit of the United States Government - National Credit Union Administration, a U.S. Government Agency
CIP Policy Notice:
To our account holders and potential account holders:
In accordance with Section 326 of the USA PATRIOT Act of 2001, which requires Guthrie FCU to help the government fight the funding of terrorism and money laundering activities, Guthrie FCU is required to obtain basic information from you and verify the information when you open a new account.
This means the Guthrie FCU staff will ask you for some basic information such as your name, address, date of birth, and other information designed to help us identify you. Guthrie FCU staff will also ask to see documents identifying you such as a social security card, driver’s license, passport, and/or some other Government issued document.
In some cases, identification will be requested for those individuals conducting business with Guthrie FCU prior to the effective date of the member identification requirements. This is because original documentation was not obtained with the opening of the account or Guthrie FCU is unable to form a reasonable belief that it knows the true identity of the existing account/holder.
In all cases, protection of our member’s identity and confidentiality is the Credit Union’s pledge to you. Guthrie FCU appreciates your patience and understanding as we all do our part in complying with the new account identification procedures required by the Federal USA PATRIOT Act of 2001.
The Board of Directors,
Staff and Members of the