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loans

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Featured Rates

as low as

Spring Loan

2.15%

Visa Credit Card

8.99%

Visa Balance Transfer

3.99%

Home Equity

2.75%

*Annual Percentage Rates More Rates

When you're shopping for a loan, it pays to be a member of Guthrie Federal Credit Union! We offer lower rates and better terms than most other lenders.

As a member-owned financial cooperative, we are able to offer lower interest rates than banks and many other financial institutions. We provide a variety of loans with flexible terms and repayment schedules to meet your needs:

Auto Loans
Are you thinking about buying a new or used auto, van, light truck, motorcycle, or RV? We offer affordable and flexible financing with up to 110% financing, including sales tax and tags.

Home Equity
Put your house to work! Use your home's equity for home improvements, education, or consolidation.

Mortgages 
We can help you with easy pre-qualification, custom rates, and we even have a dedicated mortgage loan center to guide you through the home-buying process.

Personal Loans
From debt consolidation loans to share-secured personal loans, we offer loans at great rates. Now is the time to start on home improvements or plan a vacation. Anything is possible with a GFCU personal loan.

Line of Credit
With a Line of Credit personal loan from GFCU, you can have immediate access to the funds you require, at the competitive rate you need.

Recreational Loans
Are you looking to purchase an RV, a snowmobile, a jet ski, or a motorcycle? You name it, and GFCU has rates that you just can’t pass up.

Student Loans
Guthrie FCU has partnered with Sallie Mae to offer the Smart Option Student Loan program to help fill the funding gap and pay for college expenses not covered by grants, scholarships, and federal loans.

Credit Insurance
Make sure your family is provided for if the unexpected occurs.  Learn more about credit life and credit disability insurance and how you can ensure your family is protected for if the unforeseen were to happen.