As a member-owned financial cooperative, we are able to offer lower interest rates than banks and many other financial institutions. We provide a variety of loans with flexible terms and repayment schedules to meet your needs:
Are you thinking about buying a new or used auto, van, light truck, motorcycle, or RV? We offer affordable and flexible financing, low fixed rates for up to 72 months and up to 110% financing, including sales tax and tags.
Put your house to work! Use your home's equity for home improvements, education, or consolidation.
We can help you with easy pre-qualification, custom rates, and we even have a dedicated mortgage loan center to guide you through the home-buying process.
From debt consolidation loans to share-secured personal loans, we offer loans at great rates. Now is the time to start on home improvements or plan a vacation. Anything is possible with a GFCU personal loan.
Line of Credit
With a Line of Credit personal loan from GFCU, you can have immediate access to the funds you require, at the competitive rate you need.
Are you looking to purchase an RV, a snowmobile, a jet ski, or a motorcycle? You name it, and GFCU has rates that you just can’t pass up.
Visa Credit Card
Are you looking for a card with no annual fee, favorable terms, low rates, and free online account management? Guthrie Federal Credit Union has a credit card to suit your every need.
Credit Life Insurance
Credit life insurance is a way to help protect your loan and take steps to make sure your family is provided for if the unexpected occurs. Just add a premium to your monthly loan payment and MEMBER’S CHOICE Credit Life Insurance may help pay your loan so your loved ones don’t have to.*
Credit Disability Insurance
In the event of a total disability due to injury or an illness, MEMBER’S CHOICE Credit Disability Insurance can ensure that your family can be provided for if the unforeseen were to happen. You won’t receive extra bills or statements; everything is included in your monthly payment. MEMBER’S CHOICE Credit Disability Insurance may help make your loan payment when you and your family need it most.*
Combined Credit Disability and Credit Life Insurance
GFCU also offers MEMBER’S CHOICE Credit Disability and Credit Life Insurance. You and your family won’t have to make loan payments if you’re totally disabled due to covered injury or illness. By paying a simple premium each month, MEMBER'S CHOICE will help pay your loan until you’re fully recovered, or in the event of your unexpected death, it may pay off the loan.*
*Up to your policy maximums; per terms and conditions and exclusions on your Credit Insurance Certificate.