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As a member of Guthrie Federal Credit Union, you are eligible to apply for a VISA Card. There's no annual fee, and it comes with an irresistible rate. To review our current rates, please click here.

To apply for a new Visa Credit Card or a line increase, please click here.

 Your VISA Card is accepted worldwide at over nine million locations, and travel insurance and rental car insurance is offered at no charge.

Please note that the annual percentage rate is based on certain creditworthiness criteria.

 Features and Benefits to a Guthrie Federal Credit Union VISA Credit Card

Guthrie FCU has the answer to your credit card predicament with an extremely valuable Visa Credit Card that is superior to much of the overall credit card competition. When shopping for a credit card, please consider these features and benefits associated with a Guthrie FCU Visa Credit Card:

  • Low standard FIXED interest rate, with rates as low as 8.99% APR*.
  • NO CASH ADVANCE FEE & NO INCREASED CASH ADVANCE INTEREST RATE! The same fixed rate that you qualify for on credit purchases is also the same credit rate as cash advances. No increased interest rate, or fee, on GFCU Visa cash advances.
  • There is a twenty-five (25) day grace period on all point of sale purchases before any interest is charged for the transaction.
  • With every GFCU Visa transaction you earn points for ScoreCard® Rewards. These ScoreCard Reward points can be redeemed for other merchandise, including various merchandising store/outlet gift cards, or even national restaurant gift certificates, as well as travel air miles.
  • ScoreCard Reward points may be combined with your Guthrie FCU MasterCard® Debit Card points or even other GFCU member household card holder points can be combined!
  • No balance transfer fees.
  • No annual credit or cardholder fee.
  • No transaction fees for purchases.
  • No minimum finance charges and no hidden fees.
  • No increased interest rate for late payments. Even if you are late with your monthly payment, your interest rate on the GFCU Credit Card remains fixed, and will not change, as there is no “default interest rate” associated with a GFCU Visa Credit Card.
  • Minimum late fee of $20 does exist for any monthly payment made later than 10 days from the original monthly due date of the Credit Card; therefore, the grace period on late GFCU Visa Credit Card payments is 10 days.

Visa EZ-Card info

Pay your credit card bill and manage your account online.

Scorecard Rewards

As an added bonus, GFCU offers Scorecard Reward points on our Visa credit cards: Just "swipe and sign" to get rewarded for your everyday purchases! Also Visa credit Scorecard Reward points can be combined with your debit mastercard points!

Additional Security

Get reassurance that ONLY you can use your VISA online. For added security, activate your password by signing in today.

Card security

Simply call GFCU when you schedule a trip and we can create a Travel Notification in advance so your card will not be blocked while you are out of town. Travel Notifications can be used for anytime you travel out of your regular area such as vacations, business trips, going to college, and more.

When requesting a Travel Notification for your card we will need your card type, number, contact information while traveling, travel dates, and destination. We appreciate your understanding and cooperation in helping us prevent fraud.
If you are traveling out of your regular area and your Credit or Debit card transactions are denied, you will need to contact VISA or MasterCard to have the fraud block removed from the card.  

The numbers for the Fraud Prevention and Monitoring service are:
Debit MasterCard
Domestic: 888-241-2440
International: 909-941-1034
VISA Credit Card

For information about what to do if your card is lost or stolen, click here.

So, please consider all these benefits and rewarding features to the Guthrie FCU Visa Credit Card when you shop for your personal credit card and remember, Guthrie Federal Credit Union is a place YOU belong!