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deposit rates

* Relationship Advantage To qualify for the Relationship Advantage (additional 0.10% APY on current rate) on Share Certificates & IRA Share Certificates, you must have at least one of the following: an active Share Draft (Checking) account with Debit Card, Direct Deposit, or E-Statements.
 

^Youth Share Accounts To qualify, member must be under the age of 18. At age 18 the account converts to Prime Share Account. Youth Account Share Certificate Minimum Balance is $250.00

RATE SCHEDULE Effective: October 14, 2014

Account Type

Dividend Rate

Annual Percentage Yield

Dividend Method

Dividend Compounding

Dividend Period Paid (Calendar)

Minimum Opening Balance

Minimum Balance to Earn APY

Prime Share Account

0.10%

0.10%

Average Daily Balance

Daily

Quarterly

$10.00

$100.00

^Youth Share Account

(Under 18 )

0.10%

0.10%

Average Daily Balance

Daily

Quarterly

$10.00

$10.00

Club Account

0.10%

0.10%

Average Daily Balance

Daily

Quarterly

-

$0.01

Money Market

0.10%

0.10%

Average Daily Balance

Daily

Quarterly

-

$100.00

Money Market

0.15%

0.15%

Average Daily Balance

Daily

Quarterly

-

$5,000.00

Money Market

0.25%

0.25%

Average Daily Balance

Daily

Quarterly

-

$20,000.00

Money Market

0.35%

0.35%

Average Daily Balance

Daily

Quarterly

-

$50,000.00

Share Draft (Checking) Account

0.00%

0.00%

N / A

N / A

N / A

-

-

Share Certificate - 90 Day *

0.15%

0.15%

Daily Balance

Daily

Monthly

$1,000.00

$1,000.00

Share Certificate -   6 Month *

0.30%

0.30%

Daily Balance

Daily

Quarterly

$1,000.00

$1,000.00

Share Certificate - 12 Month *

0.40%

0.40%

Daily Balance

Daily

Quarterly

$1,000.00

$1,000.00

Share Certificate - 15 Month* Special (New Money Only)

0.75%

0.75%

Daily Balance

Daily

Quarterly

$1,000.00

$1,000.00

Share Certificate - 18 Month *

0.55%

0.55%

Daily Balance

Daily

Quarterly

$1,000.00

$1,000.00

Share Certificate - 24 Month *

0.65%

0.65%

Daily Balance

Daily

Quarterly

$1,000.00

$1,000.00

Share Certificate - 30 Month *

0.75%

0.75%

Daily Balance

Daily

Quarterly

$1,000.00

$1,000.00

Share Certificate - 36 Month *

1.00%

1.01%

Daily Balance

Daily

Quarterly

$1,000.00

$1,000.00

Share Certificate - 48 Month *

1.20%

1.21%

Daily Balance

Daily

Quarterly

$1,000.00

$1,000.00

Share Certificate - 60 Month *

1.55%

1.56%

Daily Balance

Daily

Quarterly

$1,000.00

$1,000.00

IRA Accumulator Account

0.40%

0.40%

Average Daily Balance

Daily

Quarterly

-

$100.00

IRA Share Certificate - 12 Month*

0.40%

0.40%

Daily Balance

Daily

Quarterly

$1,000.00

$1,000.00

IRA Share Certificate - 24 Month

0.65%

0.65%

Daily Balance

Daily

Quarterly

$1,000.00

$1,000.00

IRA Share Certificate - 36 Month *

1.00%

1.01%

Daily Balance

Daily

Quarterly

$1,000.00

$1,000.00

IRA Share Certificate - 48 Month *

1.20%

1.21%

Daily Balance

Daily

Quarterly

$1,000.00

$1,000.00

IRA Share Certificate - 60 Month *

1.55%

1.56%

Daily Balance

Daily

Quarterly

$1,000.00

$1,000.00

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All Offerings, Dividends, and Annual Percentage Yields are subject to change or termination at any time as determined by the Credit Union's Board of Directors. The Annual Percentage Yield assumes that  dividends remain on deposit until maturity. Withdrawals of dividends will reduce earnings. Fees may reduce earnings.  The credit union may discontinue the acceptance of share certificate renewals or deposits without notice.

For Share & IRA Certificates - a penalty may be imposed for early withdrawal. Fees may reduce earnings. The credit union may discontinue the acceptance of share certificate renewals or deposits without notice. Membership required with a $10 deposit.