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deposit rates

Guthrie FCU Online Login

Member ID

Password

Featured Rates

as low as

New Auto

1.99%

Used Auto

2.49%

Summer Loan Sale

3.74%

Home Equity

1.24%

*Annual Percentage Rates More Rates

^Youth Share Accounts To qualify, member must be under the age of 18. At age 18 the account converts to Prime Share Account. Youth Account Share Certificate Minimum Balance is $250.00

Deposit Rates Effective: July 1, 2016

Account Type

Dividend Rate

Annual Percentage Yield

Dividend Method

Dividend Compounding

Dividend Period Paid (Calendar)

Minimum Opening Balance

Minimum Balance to Earn APY

Prime Share Account

0.10%

0.10%

Average Daily Balance

Daily

Quarterly

$10.00

$100.00

Youth Share Account

(Under 18 )

0.10%

0.10%

Average Daily Balance

Daily

Quarterly

$10.00

$10.00

Club Account

0.10%

0.10%

Average Daily Balance

Daily

Quarterly

-

$0.01

Money Market

0.10%

0.10%

Average Daily Balance

Daily

Quarterly

-

$100.00

Money Market

0.15%

0.15%

Average Daily Balance

Daily

Quarterly

-

$5,000.00

Money Market

0.20%

0.20%

Average Daily Balance

Daily

Quarterly

-

$20,000.00

Money Market

0.30%

0.30%

Average Daily Balance

Daily

Quarterly

-

$50,000.00

Money Market

0.35%

0.35%

Average
Daily
Balance

Daily

Quarterly

-

$100,000.00

Share Draft (Checking) Account

0.00%

0.00%

N / A

N / A

N / A

-

-

Share Certificate - 90 Day

0.10%

0.10%

Daily Balance

Daily

Monthly

$1,000.00

$1,000.00

Share Certificate -   6 Month

0.35%

0.35%

Daily Balance

Daily

Quarterly

$1,000.00

$1,000.00

Share Certificate - 12 Month

0.55%

0.55%

Daily Balance

Daily

Quarterly

$1,000.00

$1,000.00

Share Certificate - 18 Month

0.60%

0.60%

Daily Balance

Daily

Quarterly

$1,000.00

$1,000.00

Share Certificate - 24 Month

0.80%

0.80%

Daily Balance

Daily

Quarterly

$1,000.00

$1,000.00

Share Certificate - 30 Month

0.90%

0.90%

Daily Balance

Daily

Quarterly

$1,000.00

$1,000.00

Share Certificate - 36 Month

1.00%

1.01%

Daily Balance

Daily

Quarterly

$1,000.00

$1,000.00

Share Certificate - 48 Month

1.40%

1.41%

Daily Balance

Daily

Quarterly

$1,000.00

$1,000.00

Share Certificate - 60 Month

1.90%

1.91%

Daily Balance

Daily

Quarterly

$1,000.00

$1,000.00

IRA Accumulator Account

0.40%

0.40%

Average Daily Balance

Daily

Quarterly

-

$100.00

IRA Share Certificate - 12 Month

0.55%

0.55%

Daily Balance

Daily

Quarterly

$1,000.00

$1,000.00

IRA Share Certificate - 24 Month

0.80%

0.80%

Daily Balance

Daily

Quarterly

$1,000.00

$1,000.00

IRA Share Certificate - 36 Month

1.00%

1.01%

Daily Balance

Daily

Quarterly

$1,000.00

$1,000.00

IRA Share Certificate - 48 Month

1.40%

1.41%

Daily Balance

Daily

Quarterly

$1,000.00

$1,000.00

IRA Share Certificate - 60 Month

1.90%

1.91%

Daily Balance

Daily

Quarterly

$1,000.00

$1,000.00

All Offerings, Dividends, and Annual Percentage Yields are subject to change or termination at any time as determined by the Credit Union's Board of Directors. The Annual Percentage Yield assumes that  dividends remain on deposit until maturity. Withdrawals of dividends will reduce earnings. Fees may reduce earnings.  The credit union may discontinue the acceptance of share certificate renewals or deposits without notice. For more information on terms & fees please request a Truth in Savings disclosure.

For Share & IRA Certificates - a penalty may be imposed for early withdrawal. Fees may reduce earnings. The credit union may discontinue the acceptance of share certificate renewals or deposits without notice. Membership required with a $10 deposit.