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mortgages

Guthrie Federal Credit Union offers a mortgage loan center for easy pre-qualification, custom rates, and expert advice to guide you through the home loan process.

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Whether you are purchasing a home or refinancing your current loan, applying online is as easy as 1-2-3.

  1. Apply now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed for instant pre-qualification.
  3. A Loan Officer will follow up with you and answer all your questions.

Guthrie Federal Credit Union has the following first mortgage products available:

  • Federal Housing Administration (FHA) Mortgages Designed to provide low down payment financing, and a great option to consider if you are trying to finance a new home with as little cash as possible. Great for first time homebuyers!
  • Conventional Fixed Rate Mortgages A fixed rate mortgage provides you with the security of a stable payment that will not change. Get the peace of mind that comes with a fixed rate conventional mortgage and get locked into your low fixed mortgage interest rate, today!
  • Adjustable Rate Mortgages (ARM) This variable interest rate offers flexible terms. Keep your borrowing options open, with an adjustable rate mortgage. 
  • Veteran Affairs (VA) Mortgages Eligible to all Veterans of the United States Armed Services. This mortgage enables Veterans and current members of the armed services to purchase a qualifying new home, with no down payment. Members of the United Stated Armed Services, we salute you!

Our goal is to provide the highest level of service at competitive rates. Our Loan Officers are only a phone call away if you need help. Contact us at 877-493-6161 to learn more about any of the above mentioned first mortgage products, or in order to review the latest interest rates available on these products, please click here.

Mortgage Calculator

Purchase Price Down Payment
Interest Rate Property Tax (Per Year)
PMI Term (years)
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