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Featured Rates

as low as

New Auto


Used Auto


Signature Loan


Home Equity


*Annual Percentage Rates More Rates

Members are eligible to apply for the Guthrie FCU VISA credit card.  There's no annual fee, and it comes with an irresistible rate.

To apply for a new Guthrie FCU VISA credit card, simply:

  • Log into your Guthrie FCU Online account and select "Loan Application", or

Guthrie FCU - Visa Credit Sample EMV Card Image.jpg

 Features and Benefits

  • No annual fee
  • Low standard FIXED interest rate
  • No increased interest rate for late payments.  Even if you are late with your monthly payment, your interest rate remains fixed, and will not change, as there is no "default interest rate" associate with the card
  • No balance transfer fees
  • No cash advance fees
  • No increased cash advance interest rate!  The same low fixed rate that you qualify for on purchases is also the same rate as cash advances
  • 25 day grace period on point of sale purchases before any interest is charged
  • Earn ScoreCard Rewards - points that can be redeemed for merchandise, gift cards, travel, and more!
  • No minimum finance charges and no hidden fees

There is a minimum late fee of $20 for any monthly payment made later than 10 days from the original monthly due date; therefore, the grace period on late card payments is 10 days.

Manage Your Account Online

Pay your credit card bill and manage your account at the Guthrie FCU Online Login.

Additional Security: Verified by VISA

Get assurance that only you can use your card online.  For added security, activate your card today.