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COVID-19 Relief

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Financial assistance options for our members

Our thoughts go out to everyone impacted by the coronavirus (COVID-19) health emergency. Guthrie FCU is here to help you manage through the financial challenges you may be facing during this time. We have the following financial assistance options to our members:


Loan Deferral and Modification Program

  • Members can request their auto, personal, and credit card payments to be deferred up to 90 days with no late fees and no negative impact to their credit report.
  • If you need to make your loan payment over the phone with a debit or credit card, we have you covered.  Guthrie FCU does not charge a fee to process this payment.
  • For more unique situations, we can discuss additional options including refinancing, loan modifications, and other customizable options.


Loan Refinance & Debt Consolidation*

  • Guthrie FCU will refinance your loan that you currently have through another financial institution or consolidate existing debt into a lower payment. Guthrie FCU will defer your first payment up to 90 days.


GFCU Assist Loan*

  • Members who have experienced a loss or reduction in wages as a result of the Coronavirus can apply for this new loan program.
    • Maximum term of 12 months.
    • 0.00% APR.
    • Defer your first payment for 60 days.
    • Loan Amounts up to $5,000


Personal Line of Credit*

  • Members with an active checking account can apply for a $500 personal line of credit (Overdraft Line of Credit) *


GFCU VISA Balance Transfers, Credit Limit Increase and New Cards*

  • Promotional offer to assist during this difficult time.
  • 0.00% interest for one-year on Balance Transfers for new and existing credit card holders*
  • 0.00% introductory rate for one-year on new credit card accounts*
  • Quick decisions on Credit Limit Increases.
  • No annual fee.


Mobile Deposits

  • Guthrie FCU offers Mobile Check Deposit. If you are not already signed up for this service, contact a credit union representative to sign up today!


ATM Fees

  • Guthrie FCU does not charge our members fees to use our ATMs or ATMs within the CO-OP Network. You will not be charged a fee from Guthrie FCU to use ATMs at other financial institutions. There may be a transaction fee charged by the ATM owner for using an ATM outside of the CO-OP Network.


Contact our Lending Department at 570-888-7135 to discuss which option(s) are best for your individual needs.




GFCU Assist Loan:

*APR = Annual Percentage Rate. Rates and terms available on new loans only. Certain relationship criteria are required to receive rates – ask for details.

Credit union membership required with a $10 minimum deposit – certain restrictions apply. Check with a Guthrie Federal Credit Union representative for membership eligibility details. Emergency Loan amounts range $1,000 - $5,000. Emergency Loan payment would be $416.67 on $5,000 at 0.00% APR with a 12-month term. Must be 18 years of age or older to qualify; proof of income may be required. Effective 03/23/2020. Offer subject to change without notice.

GFCU VISA Credit Card:

Important Legal Disclaimers and Information: 

* Certain restrictions apply. Membership eligibility is required. APR = Annual Percentage Rate.  Approval is subject to current lending guidelines and credit qualifications. The APR of 0.00% is a “Discounted Rate” for 12 months. After expiration of the “Discounted Rate” the remaining unpaid portion will be subject to your normal APR as outlined on your monthly credit card statement. No annual fee.  No transfer fees. Cannot be combined with other offers.  You may not pay off any other GFCU loan product using this “Discounted Rate”. All terms, including the APR are subject to change at any time, for any reason, in accordance with the Credit Card Agreement and applicable law.  Subject to available credit.  Guthrie Federal Credit Union reserves the right to withdraw this offer at any time.